Free online hook up with no credit card needed at all
Take, for instance, the timeframe in which cardholders must contact their issuers, which is set by the FCBA at a minimum of 60 days.A spokesperson for Master Card says that the issuing financial institutions in its network have discretion to offer a longer timeframe as they see fit, and that most of them offer a 120-day window to dispute a charge.
Store credit cards are best known for big discounts on the day of account opening, ongoing benefits for loyal customers, low fees and fairly lenient approval requirements.Think of your issuer as your tough older brother, setting things right against the bully that’s been stealing your lunch money.Of course, that doesn’t mean you can (or should) go disputing charge in pursuit of a chargeback anytime a retailer does you wrong.But if the retailer still doesn’t blink, don’t hesitate to follow through and take advantage of this key consumer protection.We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy.
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By contrast, simply disliking the product you received isn’t grounds for a chargeback – as the National Consumer Law Center notes in its guide to credit card rights, “You cannot raise a complaint about the quality of merchandise or services you bought with a credit card in the form of a billing dispute.” While being disappointed with the quality of your new toy will usually be covered under the retailer’s return policy, it’s not grounds for getting your bank involved.